Financing college education – Student loan and Scholarship programs

Going to college is exciting. New school. New environment. New friends. It is the start of a new journey for those students who are determined to achieve their dreams. However, getting a higher education is not an easy thing. The journey would be full of challenges, and this includes financial difficulties especially for those who do not have enough resources to finance their college education.

Getting a college education

gfasghasghasLack of fund is not a hindrance though if you really want to achieve your dreams. There are several ways on how you can finance your college education. You can either get a student loan or apply for scholarships. Both of which you can get from the government or private institutions.

Student Loan

In the US, most students who are financially incapable of going to college take advantage of student loans. But then, just like any other loan, a student loan bears interest, and it is something that should be paid off after a certain period of time. Otherwise, it could cause several problems. In fact, there is a huge number of people in America who are so troubled because of student loans.

You probably have heard the story of a Dad battles to get college debts removed. With this, you can tell that student loans can be stressful if not paid on time. Therefore, if you opt to take out a student loan for you to go to college, you should be responsible enough. Right after you graduate, you should come up with a smart plan on how you can settle your student debt.

Scholarship

Unlike a student loan, taking advantage of a college scholarship won’t involve a debt that needs to be paid. This is a great privilege for students who meet the qualifications for a certain scholarship program. There are several scholarships that you can apply for if this is the path that you want to take. You can check the programs that are being offered by the US government. Many private companies are also providing such assistance to all worthy students.

gfsagfasgsagasMost of the time, the qualifications for scholarship grants are based on the academic standing of a student. If he or she maintains the required grade, then the scholarship program will continue to finance the college education. On the other hand, if a scholarship grantee fails to maintain the requirements, then he will lose the privilege.

Getting a higher education is, indeed, very challenging. Whether you opt to avail of a student loan or a scholarship program, you have to be responsible enough. Keep in mind that there is nothing impossible. If you are determined, you will surely attain your goal.…

Difference Between The Education in India and USA

 

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It ‘s hard to determine which is the best between the U.S. Education system and the Indian Education System.

Both education systems have their share of benefits and drawbacks. Both systems have been able to produce world-class scholars and leaders.

An American, who has never been in India, cannot fully understand the Indian Education system and vice versa.

The two systems feature some similarities as well as differences.

This article will dwell on the differences between the two education systems.

book-1176256_640The first difference between the two systems is that while in the U.S. a teacher ought to possess state certification and license to teach, in India a teacher can begin teaching elementary classes after acquiring masters or bachelor degree.

Though, to be eligible to teach higher classes, they should continue studies to acquire the requisite qualifications and experience.

The curriculum design for each country is also different. For example, while in the U.S.A. a curriculum designed for lower grade may not be related to a curriculum designed for the upper grade, in India the design for upper and lower grade curriculums must be linked to each other.

Case in point, the concepts taught in 9th grade have to be introduced in the 8th grade.

The American curriculum gives sports and the extracurricular activities the same level of importance as the core subjects.

At the same time, India’s is traditional in nature. That means that they lay more emphasis on the core subjects.

Sports and the extracurricular activities are peripheral and are not as important as the core courses.

That, in a way, points to another difference in each of the education systems.

America’s education system is flexible and flexibly designed such that high school students do not have any difficulty passing the examinations.science-1182713_640

On the other hand, the Indian standard of education is high and rigid.

The curriculum is tough, and it is so designed to prepare students for challenges or difficulties later in life.

To highlight the difference in flexibility, in India Math is compulsory to the 10th standard while in the U.S.A math is an optional course.

In India both lower and upper grade students have to sit for tests while in the U.S. there is no formal examination for lower grade students- but upper grade students have to appear for tests.

And, thus, every day students in India, both lower grade and upper grade, have to carry stacks of books to school unlike in the U.S.A where students don’t need to carry so many books.

All in all, despite the vast differences, both systems boast of brilliant results.

They all have produced brilliant men and women in every field. They each have their peculiar benefits and share of drawbacks.…